The answer to the question of whether Cash app payments may be traced is no. The app does not just reveal user transaction history; a third party may only obtain this information if they are a legal authority and have explicitly submitted a request.
I’ve been using the Cash app for a long now, and a buddy just inquired about the ability to track her Cash app transaction history. I performed some research and discovered that this was not feasible.
I went through this in detail, as well as some extra information, such as how to view your cash app transaction history and what data the app team stores.
Is it Possible to Track Cash App Transactions?
Without a formal request, not even the police can trace cash app transactions. Anyone can obtain this information solely by contacting the cash app staff.
Let me explain why the answer is both yes and no.
Cash app, like most corporations in the United States, shares its data with government and law enforcement authorities who make a request.
Furthermore, under a 2022 rule, the app team is required to disclose the sale of goods and services to their tax creditors without having to make any requests.
Cash app also provides data to its parent company, Weebly.
This information, however, is kept private and is used to offer you more helpful services.
You may read more about it on their Privacy Policy website.
How Can I View My Cash App Transaction History?
You may monitor your cash app card transactions by doing the following actions:
- Launch the Cash app
- Log in to your account from the home screen
- Select the Activity Tab (located in the bottom-right corner)
- Go through the tab’s list to see all of your transactions and cash app payments
- You may learn more about a certain cash app payment by clicking on it
If you discover that your card app card has been taken using the app history, go ahead and disable your card:
- Launch the Cash app
- Select the Cash card option
- Click on the Cash card image
- Turn off Enable Cash Card
Can you Remove Cash App History or Payment Information?
For good reason, you cannot remove your cash app history. If a hacker gains access to your account, he can delete any trace of unlawful transactions.
The only method to remove your transaction history and outstanding payment data is to terminate your account.
Here’s how it’s done:
- Launch the Cash app
- In the upper-left corner, click on your profile symbol
- Scroll down the menu and select Support
- Scroll to the bottom and select Something Else
- Select the Account Settings option
- Close the account and confirm your decision
Is your Data Safe with Cash App?
Cash app, like all other websites, stores sensitive user information and promises to keep it secure. They clearly state that they do “a lot” to protect consumers’ data.
They claim to utilize military-grade encryption and specific fraud technology, for example.
However, there have been reports of user information being hacked. In more recent times, in 2022. An ex-employee downloaded and saved users’ brokerage account numbers and usernames, holdings, portfolio valuations, and recent trading activity.
There have also been tales of hackers gaining access to Cash app accounts and selling them on the Dark Web. Some Cash app customers who were affected allege they have not been compensated for the security breach.
How Long will Cash App Keep your Data?
Cash App claims that your data is saved until you close your account. However, they may occasionally keep your information for a longer period of time.
Here are a few reasons why:
- To recover any costs you may owe
- must adhere to any recently enacted legislation
- To combat fraud
- To enforce your agreements; to defend their legal rights in court
- to handle any legal issues in which you are involved
What Information does Cash App Gather about you?
The Cash app captures and keeps information. The app claims that this allows them to use this information to deliver better service. Let’s take a closer look at what’s been gathered.
1. Identification Details
The Cash app gathers basic identifying information such as your name, phone number, email address, zip code, and signature.
There is no financial service on the market that does not do this. This is done to confirm your identity and assist you in logging in if you forget your password.
2. Financial Details
Important financial data, such as your bank account, wallet balance, and payment card details, is also saved. They will be saved after your bank account is linked to the app’s servers.
3. Transaction Details
When you transfer or receive money with the Cash app, the transaction details are kept. This is critical information to know since you will be able to make and accept payment requests.
The following information is saved:
- Transfer time and location
- The opposite party’s name
- Specific transaction descriptions
- The amount of money you’re sending The payment method you used
- The money-transfer instrument you used
4. Information on Contacts
Although it is not required, you can provide Cash app access to your Phone app. In the process, they will save your phone contacts. There are a few advantages to doing so, which are as follows:
- You will have no trouble locating anyone to whom you wish to give money
- Cash App will allow you to invite your friends to utilize it
- You will find it easy to authenticate your account
- You will be able to safeguard your account from fraud
- You will be able to decrease the possibility of transferring money to the incorrect individual
- You can block the card app team from seeing your Phone app data at any moment. Go to the Settings app, then Apps, then Cash, and cancel its rights
5. Geographical Information
You can also grant the app location access. This instantly grants it access to your IP address, network provider location, and even the language your device uses.
You may stop the app from doing this by going to your phone’s Settings app. Just bear in mind that you may lose access to some functions because they were only available to you due to your location.
6. Online Network Activity
Cash app, like most financial services, collects data on your network activities. This is all quite clear and does not go into great detail.
Among the items gathered are:
- Your login and logout credentials
- The current time and date
- When you last logged into your account
- What browser are you using, and what language is it set to?
- Your location and IP address
- Your domain name and Internet Service Provider
- The precise Cash app profiles and pages you visit
- The Cash app features you utilize
- Any websites you may have visited before launching the app
7. Verified User Information
If you wish to expand your Cash app account limit, you must provide the app with extra information about yourself. This includes:
- When you were born
- Your complete mailing address
- Identification information, such as your passport number
- Social Security Number
- a picture of yourself
8. Device Specifics
Finally, Cash app requires certain information about the device you’re using, such as:
- Your phone’s model
- The operating system and version you’re using
- Your phone’s name
- The identification for your device
- Data concerning your mobile network
- Any information regarding your phone’s interactions with the Cash app servers
Last Thoughts
For the most part, cash app transactions cannot be tracked. The app team strictly monitors and protects users’ cash app transaction history.
Many users ask if the authorities can monitor the cash app; the simple answer is no. They may, however, view your cash app transactions if they submit a formal request. This is true for any legal entity requesting a user’s cash app report.
Furthermore, under a unique 2022 legislation, the Cash app team is required to disclose data to the Internal Revenue Service even if they do not request it.
I also mentioned how you can browse over your transaction history on your own (and even have it printed out).
