How to Add Money to Venmo? [All Methods Explained]

If you are struggling to know how to add money to Venmo, do not worry. We have covered all the methods that will help you in adding money to Venmo. So, keep reading till the end!

What is Venmo?

adding cash to venmo

It is a mobile payment service introduced by Americans in 2009. Venmo has been owned by PayPal since 2013. It is a mobile app that allows you to transfer money and pay bills easily. It is extremely beneficial for merchants as they can receive payments conveniently by using their smartphones.

What are the Ways to Add Money to Venmo?

Venmo allows multiple ways through which you can add money to your account and proceed with transactions. The following are the ways how to add money to Venmo:

  1. Debit Card
  2. Credit Card
  3. Check Deposit
  4. Direct Deposit
  5. Bank Transfer

adding money to venmo

How to Add Money to Venmo from Bank Account?

You can add money to Venmo by using your normal bank account. Keep reading if you want to know how to add money to Venmo from your bank account. It should be kept in mind that only Venmo-issued debit card holders from Mastercard can directly add money from bank accounts.

So, you need to get a Venmo debit card first. Follow the instructions given below to add money directly from the bank account:

  1. Open the Venmo app
  2. Visit the Cards tab
  3. Select the option Get Started under Venmo Debit Card

Once you have received your Venmo debit card, all you have to do is to link your bank account to your Venmo account. Follow these steps to verify your account:

  1. Choose the You tab
  2. Select Payment Methods from the Settings menu
  3. Tap Add a Card or Bank
  4. Now select Bank
  5. Lastly, select your preferred verification method

After verifying your account, you can transfer money from your bank account. Below are the steps that will guide you on how to transfer money from bank account:

Step 1: Select You tab

Step 2: You may see an option of Add or Transfer at the top of the personal transactions feed

Step 3: Enter the amount that you want to transfer and tap Done

Step 4: You have to confirm the linked account from which you want to transfer and tap Next

Step 5: Double-check all the details in the summary, and if all the details are fine, select Add money

Remember! Once you have selected the option Add money, the transaction cannot be cancelled or reversed. So, make sure that the entered amount and details are correct.

Once you have transferred money from your bank account to your Venmo account, the amount will be transferred to your Venmo balance in 3 to 5 business days.

How to Add Money to Venmo from a Debit or Credit Card?

Although, the only convenient method of adding money to Venmo balance is through a linked bank account. Even if your Venmo balance is zero, you can pay through your linked account. If you have to send money to a paid seller or a friend and the amount you have to send is more than your Venmo balance, then it will be paid from your linked account.

Add Money to Venmo from a Debit or Credit Card

So, you may proceed with transactions in Venmo even if your Venmo balance is zero. All you need is a verified payment method. You may use your credit or debit cards to add money to Venmo. For this, you have to link your debit or credit card with Venmo. Follow these instructions to do so:

Step 1: Open Venmo app

Step 2: Choose the You tab

Step 3: Select Payment Methods from the Settings menu

Step 4: Now, tap Add a Bank or Card

Step 5: Choose the Card option

Step 6: Add the required Card details

You also have the option to put all the information by capturing the picture of your debit or credit card. You can also enter the details manually. Once the card is linked, you can send money anytime you need. It should be noted that payments funded by using credit cards will be subjected to 3% fee except for the selected merchants.

How to Add Money to Venmo Balance?

One of the ways to add money to Venmo is by using your linked bank account. This can only take place when you have applied for a Venmo debit card and you have been issued too. However, you can add money to Venmo by direct deposit by following these steps:

Step 1: Open Venmo app

Step 2: Select You option

Step 3: Go to the Settings option and select Direct Deposit

Step 4: Choose Show Account Number

Step 5: Note the account information and routing number

Step 6: Now, use the information to fill out the employer’s direct deposit information form

While filling out the form, if you need any information or help, you may simply contact the Venmo customer support website at

Other Methods to Add Money to Venmo

If the options described above are not convenient for you, here are some other options you may go through to add money to Venmo:

Method 1: Ask a Friend

If you wonder how to transfer money to Venmo instantly, here you go. You can give your friend cash and transfer money from their Venmo balance account immediately. Remember, you should only try this method with a trustworthy person because it can also lead to scams.

Method 2: Venmo Debit Card Reload

Another way how to add money to Venmo instantly is by using reload feature of Venmo debit card. It will allow you to use money from not only Venom’s balance but also from your link bank account.

Method 3: Cash a Cheque Service

You can go for this option only if you have set up direct deposit or you have Venmo debit card. You may follow these instructions to cash a cheque service:

  1. Select You tab
  2. Choose Manage Balance
  3. Select Cash a Cheque
  4. You are supposed to enter the amount
  5. Take front or back pictures of the cheque
  6. Now, choose how quickly you want the money to be transferred (the faster the process, the greater the amount will be)
  7. You have to wait until the process is complete. It can take up to 1.5 hours.
  8. When your request is approved, you will be asked to write VOID on the cheque but remember not to do so before you are asked for it.
  9. Take photos of the voided cheque
  10. The funds will be available as per your chosen option


This blog has guided all the ways how to add money to Venmo. If you find this article helpful, you may also check Qnnit for more tips and solutions.