The Chime mobile app and the Internet site display pending deposits. You must first log into your account and navigate to the Statements tab. If your cash is pending, it will have a grey mark next to it.

I recently gave some money to a friend using Chime, but it did not reach her account. So I decided to investigate what went wrong. During the procedure, I realized Chime does not deposit funds transferred on weekends. I also saw the transferred amount in my pending deposits section until the transfer was completed the following Monday.

In response, I’ve described how to monitor your pending deposits on Chime. I also looked into some extra information, such as what to do if your deposit does not go through.

Is it possible to see pending deposits on a Chime account?

As previously stated, Chime allows you to view your pending deposits. The procedure varies depending on whether you’re using a computer or a mobile phone. Keep in mind that it will only show the cash you have moved, not any amounts sent to your account.

To use a computer browser to check your pending Chime deposit:

• Visit the Chime website.
• Log in to your Chime account via the Chime website.
• Choose Statement from the menu on the left side of the screen.
• Look through the statement list for any payments in gray – these are your chime deposits that are still outstanding (you may save this information from your monthly statement to your smartphone by clicking on the Download option).

To view your pending Chime direct deposit on the mobile app, follow these steps:

• Start the Chime app.
• Sign in to your account.
• Click the View Transactions icon to the right of your account balance.
• Pending Deposits (all mobile deposit payments should be listed in grey)

How long will it take for the Chime Direct Deposit to get into my bank account?

Direct deposits are deposited into Chime accounts practically instantly. In the section below, I’ve gone over some other points you should be aware of, as well as how long other deposits take.

1. Check Deposit via Mobile

Checks placed via the Chime mobile app normally clear and are added to accounts within 5 business days.

2. Outside Transfers

External transfers from non-Chime accounts, such as other bank accounts or debit cards, will take around 5 business days.

3. Payments by Direct Deposit

Direct deposits should arrive in your account promptly unless it is a non-working day. This implies that if a direct transfer is made on a Saturday, it will appear in your app account on Monday.

4. Depositing Cash at Retail Stores

Cashiers at select retail locations can transfer funds to your Chime checking account. It will take around 5 business days to transfer.

How Do I Know If My Chime App Supports Direct Deposit?

Direct deposits, as previously stated, are credited to accounts practically instantly. If it’s been hours and you still haven’t received the funds you’re anticipating, it could be that you’re unaware of a holiday.

On the Chime app schedule page, it is explicitly stated that they do not work on non-business days. You’ll have to wait until then.

If it’s a working day and your Chime deposits haven’t arrived, the app’s servers may be down. You can rule this out by visiting their system status page. If it’s a server issue, other people will be complaining about it publicly, For example, on Twitter (it also doesn’t hurt to contact Chime support).

Of course, the problem could be that your employer or payroll provider used incorrect information, so make sure they include the correct Chime routing number or online banking account number before sending you your money.

Finally, due to major internal issues, Chime may be malfunctioning and not processing deposits. Contact Chime customer service and explain your situation.

FAQs

Some frequently asked questions are answered below.

1. What are the holidays when chime deposits are not processed?

Chime does not process payments on a number of federal and bank holidays. When compared to other financial technology companies, the number of vacation days they take is fairly standard.

The following are the Chime banking holidays:

• New Year’s Day is observed on Monday, January 2nd.
• Martin Luther King, Jr.’s birthday is January 16th (MLK Day).
• Washington’s Birthday (President’s Day) is on Monday, February 20.
• Memorial Day is observed on Monday, May 29.
• Monday, June 19th, is Juneteenth, and Tuesday, July 4th is Independence Day.
• Labor Day is September 4th.
• Indigenous Peoples’ Day is celebrated on Monday, October 9th.
• Veterans Day is November 11th.
• Thanksgiving Day is November 23rd.
• Christmas Day is Monday, December 25th.

2.New Year’s Day is January 1st. How Will I Know If My Direct Deposit Was Sent Via Chime?

If you received a Chime direct deposit, you will receive an email informing you that funds have been transferred to your account. You can get them by following the link that was sent to you.

3. Is it possible for Chime to cancel a pending transaction?

Yes, you can undo a previously completed transaction.

Here’s how it’s done:

• Launch the Chime app.
• Access your Chime account.
• Once logged into your Chime account, navigate to the View Transactions tab.
• Locate the transaction or pending deposit that you wish to delete.
• Tap it, then click the Cancel Transfer button.
• Tap Cancel Transfer once more to confirm.
• You can also contact the app’s support team and request that your pending deposit be reversed.

Last Thoughts

Chime displays pending deposits for any transactions you’ve completed on both the Chime mobile app and the Chime website. To check your pending deposits, go to your Chime account monthly statement and look for a grey text that says “pending deposits.

Aside from how to check pending deposits, I’ve also discussed the processing time for any pending transactions, whether Chime will process deposits on bank holidays, and what to do if your Chime direct deposit funds are not going through.

Hopefully, you found all of the information presented useful and can now check your pending deposit.